Rebuilding Financial Confidence for Young Adults — Sparly App UX Redesign

Sparly — an early-stage fintech startup — offers a financial fitness app for young adults struggling with low financial confidence and normalized credit culture. As the lead UX/UI designer and researcher, I conducted user testing, analysed findings and redesigned the onboarding flow and key screens to improve clarity, usability, and user trust.

UX Design & Research

The Problem


Sparly’s initial beta release had an onboarding flow and UI that confused users.

  • Users struggled with navigation (no “back” button), misunderstood button interactions (e.g. “Next” button perceived as swipeable), and lacked clarity about features — leading to uncertainty and friction.

  • Because the product is fintech and involves sensitive financial data, many users felt uneasy signing up (e.g. reluctance around BankID / identity verification), undermining trust.

These issues threatened the app’s usability, user retention and overall trust — critical for a financial-wellness product aimed at young users

Early testing highlighted significant trust and comprehension issues within Sparly’s onboarding experience

How It was Solved


User Research & Testing


  • Conducted user tests with 10 participants, representative of target demographics (Generation Z & Millennials). Participants used the app while thinking aloud; after, I interviewed them about their experience, pain points and concerns.

  • Performed content analysis on collected feedback; identified recurring themes such as Functionality, Visuals, Security concerns, and Overall Usability / Improvements.



Key findings: navigation confusion (lack of back button, misleading “Next” button), unclear feature explanations, inconsistent UI, and security/trust hesitation.



Ideation & Redesign


  • Created user persona(s) based on insights to understand user needs, worries, and motivations.

  • Restructured the onboarding flow to include a back button, clearer progress indication (timeline), and more transparent explanations of features and security.

  • Redesigned UI and interactions to improve clarity: cleaned up visuals, improved layout consistency, better typography and interaction cues.

  • Added new screens for better onboarding clarity and for users to track their spending and progress — making the core value of Sparly more accessible.


Iteration & Prototyping


  • Built a prototype in Figma with all redesigned flows and screens.

  • Applied changes based on user feedback: navigation fixes, clearer wording, updated visuals, improved security-related messaging, and added onboarding progress indicators.


Final Result


The redesigned app addressed key pain points: navigation confusion, lack of clarity, and trust issues.


  • The updated onboarding and UI make the experience more intuitive and user-friendly.

  • The redesign was approved by Sparly’s team and rolled out in subsequent updates.

  • Feedback from internal beta users suggests better clarity and confidence during signup.


Because this was done early in the product’s lifecycle, no reliable quantitative metrics are public yet — but qualitatively, user experience has significantly improved.




Final screens from the completed product